Payvori
(888) 899-9032 Merchant login → Agent login →
(888) 899-9032 Ecosystem Clover® POS Dejavoo terminals Valor PayTech Bodega AI Square ACH processing Payroll & Benefits Company All Markets About us How we work Partner program ISO’s & Agents Book a consultation →
Merchant login Agent login

An ecosystem of products to run your business, chosen with you.

From countertop terminals to online checkout, Payvori brings the pieces of payment processing together — dependable hardware, straight answers, and a setup shaped around the way you actually sell.

Serving businesses in all 50 states
How we work

Advice first. Products second.

Anyone can ship you a terminal. Our consultants read your statements, sit in your operation, and recommend the smallest configuration that fixes the problem — including telling you to keep what already works.

Our consultative approach →
Interchange We read your statement line by line and show which categories you are qualifying at, and why.
Compliance PCI questionnaires, surcharge signage, cash-discount rules. Done properly, once.
Reconciliation Batches, fees and deposits lined up so month-end is one place instead of four.
Surcharge and dual pricing Modeled against your real volume, then set up inside card-brand rules end to end.
The ecosystem

Software and hardware to run the whole operation

Full detail →
Sell

Clover® POS

Station, Mini, Flex and Go hardware with the Clover app market — and dual pricing built into the checkout flow.

Pay people

Payroll & Benefits

Hourly, salaried and contract staff on one run, with withholding calculated, deposited and filed.

Bank debit

ACH processing

ACH.com for recurring debits, invoice collection and payouts — cents per transaction instead of card rates.

Terminals

Valor PayTech

Android POS, countertop, PIN pad and wireless terminals with the Valor Gateway and built-in dual pricing.

 Terminals

Dejavoo

Android countertop, wireless and PIN pad terminals from the P and QD lines, with dual pricing at the device.

 Retail POS

Bodega AI

An AI register for convenience, grocery and liquor stores — 200k+ products preloaded, scan-and-sell, dual pricing built in.
Dual Pricing

Stop paying card fees out of your margin.

Dual pricing shows a cash price and a card price at the shelf and on the receipt. Customers who pay by card cover the processing cost; customers who pay cash pay less. Most merchants who switch see their net processing cost fall close to zero.

See if it fits your business
At the shelf Example
Cash price $48.00
Card price $49.85
Dual pricing Two posted prices, all card types treated the same. The simplest to run and the easiest to explain to staff.
What we handle Terminal and POS configuration, receipt wording, shelf and door signage, and the card-brand notifications where they are required.
Surcharging programs

A card-brand approved program, set up the way the rules require.

Surcharging is permitted — but only inside a specific set of card-brand rules, and only in states that allow it. Most of the trouble merchants get into comes from a terminal switched on without the registration, the caps, or the disclosure. We run the whole program so yours holds up to a card-brand review.

Non-negotiables we build in
Credit only. Debit and prepaid are never surcharged. Capped at the brand ceiling, and never above your cost of acceptance. Disclosed at the entrance and the point of sale, before the customer commits. Printed as a separate line on the receipt, not folded into the total. Applied evenly across brands — no steering one card over another.
Eligibility check Your state, your business type and your card mix decide whether surcharging, dual pricing or neither is right. We tell you which before anything is signed.
Card-brand notification Where the brands require advance notice of a surcharging program, we file it with the acquirer and keep the confirmation on your file.
Terminal and POS configuration Card-type detection so debit is excluded automatically, prompts in the right order, and receipt wording that names the fee correctly.
Who we work with

Three ways into the Payvori network

Merchants

Restaurants, retail and service businesses that want the right configuration, same-day funding and a person who knows their account.

Partners

Bookkeepers, POS dealers, franchisors and trade associations who send us merchants and earn a residual on every one.

See the program →

ISO’s & Agents

Sales offices and independent agents who want competitive buy rates, dual pricing to sell with, and back-office support that does not slow a deal down.

Agent program →
ACH processing

Why stop at credit cards?

Debit the customer’s bank account directly and cut the card networks out of the transaction. For recurring bills, larger invoices and anything on a schedule, ACH is the most cost-efficient way to move money.

Why this platform

Not all ACH processors are the same

Infrastructure

Tier 1 processor with a Fed terminal on site

One of only a handful of processors in the country entrusted with a Federal Reserve terminal on premise. In practice that means earlier return information, better exception handling, and the latest possible cut-off times.

Expertise

Accredited ACH Professionals on staff

Multiple AAP-certified specialists, which matters the day a return code needs interpreting or NACHA rules change and someone has to tell you what it means for your file.

Reporting

Real-time visibility

Advanced online reporting as transactions happen, with checks and balances across every batch so you can measure results rather than wait for a statement.

Where it earns its place

When a percentage is the wrong shape of fee

On a $40 ticket, card pricing is fine. On a $4,000 invoice or a monthly membership, a percentage of the total starts to cost real money for a payment that took no more work. We usually run ACH alongside cards and let the customer pick.

Recurring billing Memberships, subscriptions and retainers debited on a schedule, with no card expiry to chase.
Large invoices Trade accounts, project payments and anything where the ticket runs into the thousands.
Rent & tuition Predictable monthly amounts from the same payers, month after month.
Replacing checks Customers still mailing paper, with the reconciliation that comes with it.
In the platform

What you can do with it

Recurring schedules Set a debit to repeat weekly, monthly or on your own cycle and leave it running.
Account verification Check an account before you debit it, so fewer items come back as returns.
Invoice collection Send a link and let the customer authorize the debit themselves.
Returns & exceptions Return codes surfaced early, with the specialists to tell you what to do about them.
Reporting Real-time batch and transaction reporting, exportable for your bookkeeper.
Integrated Sits alongside your card processing rather than in a separate system to reconcile.
Two ways to originate

Key entries by hand or hand us the file

Small originators work out of the virtual terminal. Higher-volume shops and software platforms push NACHA or CSV files and pull results back automatically. Both run on the same platform, so you can start in one and grow into the other.

Virtual terminal

Work entry by entry, in the browser

Single entries, recurring schedules and saved templates Batch creation and maintenance for repeat runs Manual file upload in multiple accepted formats All standard entry class (SEC) payment types Transaction warehousing with edit and void up to cut-off Payment approval, verification and risk services
Files & web services

Automate the whole cycle

Automated SFTP upload of NACHA or CSV files Single and recurring entries created via web services Automated return retrieval, no manual download Research and reporting pulled straight into your system Check conversion entries — RCK, ARC, POP and BOC Full virtual terminal access alongside the API
Risk and service

Debits are where the exposure lives

Pulling money from someone else’s account carries risk a card payment does not. The controls and the people behind them are the reason to care which processor sits underneath.

Layered fraud protection Suspicious entries flagged before they release, with ongoing risk assessment and approval controls held at the parent level.
Set-up and training included Your team is trained on your own entry types and cycle, not a generic walkthrough — and the same people handle the ongoing questions.
Answers, not ticket numbers Calls picked up quickly and answered in detail. On ACH, a same-day answer on a return can be the difference between a fixed file and a missed cut-off.

See what moving off cards would save

Tell us your average ticket and how much of your volume is recurring. We will show you which payments belong on ACH and which are better left on card.

Book a consultation
Payroll & Benefits

Better payroll. Lower costs.

Spend your time growing the business, not running payroll. Automate the complex parts, cut manual entry, and pay people accurately and on time without doing the work yourself.

All 50 states Payroll runs nationwide
Unlimited Standard runs, flat fee
2 days Initiate to payday
W-2 & 1099 Issued at year end
Why it is easier here

Three things that make the difference

01

Worry-free compliance

Tax calculations, withholdings and filings are handled by the platform — keeping you compliant with federal, state and local rules, and reducing the risk of errors or penalties.

02

Easy onboarding

Setup guides you step by step and takes minutes, with no technical expertise needed. Data imports cleanly from your current provider, and we are on the call while you switch.

03

Connected to the rest

Payroll shares data with your other products, so there is less manual entry and less to reconcile. Card deposits and wages sit in the same view.

What you get

Everything a payroll run needs

Hourly, salaried and contract staff on one run, with the filings and the paperwork taken care of behind it.

Pay runs Weekly, biweekly, semi-monthly or monthly, plus supplemental runs outside the schedule.
Differential pay Different rates for different roles, calculated from the hours worked in each.
Deductions A wide standard set, custom deductions on request, and garnishments handled at setup.
Permissions Bookkeeper, payroll admin and beneficial owner roles, each with its own access level.
Integrations QuickBooks accounting, and time tracking by API, CSV upload or manual entry.
Tax filing Withholding calculated, deposited and filed at federal, state and local level.
Benefits Health, retirement and pre-tax deductions administered alongside the run.
Contractors Contract staff paid on the same run, with year-end forms issued for them too.
Staff access Self-serve payslips and tax documents, so your inbox stays out of it.
Reporting Labor cost by period and by role, exportable for your bookkeeper.
Switching

Move at a quarter boundary and nothing breaks

Payroll is the one product we would rather you moved on our timetable than yours. Switch at a quarter end and year-end filings stay clean; switch mid-quarter and someone spends a weekend reconciling. We will tell you which date to pick.

01 We import your employee records, pay rates and year-to-date figures from your current provider.
02 You run one parallel cycle to confirm the numbers match before anything goes live.
03 Staff get their self-serve logins, and the first real run happens with us on the phone.

Ready to stop dreading payroll day?

Tell us your headcount and how people are paid. We will show you what the run looks like and what it costs.

Book a consultation
Clover® POS

One software platform. Eight devices. Start where you are.

Every Clover device runs the same software, so adding a second one later means no retraining and no separate inventory.

The hardware

Current-generation devices

Station Duo

Station Duo

Countertop

The flagship: a merchant screen plus a customer-facing display, built-in high-speed receipt printer, and support for cash drawer, scanner and kitchen printers.

Screen 14″ + 8″
Best for High-volume counters, full-service restaurants, retail
Station Solo

Station Solo

Countertop

The same station without the customer-facing screen — one display, built-in printer and cash drawer, ready out of the box with minimal staff training.

Screen 14″
Best for Bars, server stations, staff-controlled registers
Mini

Mini

Countertop

A complete POS in a small footprint: touchscreen, integrated printer, and swipe, dip or tap acceptance. Works standalone or alongside a Station.

Screen 8″
Best for Fixed counters where space is tight
Flex

Flex

Handheld

All-in-one handheld with printer, camera scanner and 4G LTE. Take payment at the table, on the patio, in the queue or in the field.

Screen 6″
Best for Table service, curbside, off-site work
Flex Pocket

Flex Pocket

Handheld

The smallest handheld in the range — payments in a pocket, for staff who move constantly and do not need an on-device printer.

Screen Pocket
Best for Roaming staff, events, markets
Compact

Compact

Countertop

A streamlined countertop terminal for businesses that want card acceptance and receipts without a full point of sale.

Screen 5″
Best for Simple checkout, lowest entry point
Clover Go

Clover Go

Mobile

A card reader paired with the Go app on a phone or tablet you already own. Works anywhere with a cell or Wi-Fi connection.

Screen Your phone
Best for Mobile trades, low volume, backup device
Kiosk

Kiosk

Self-service

Customer-facing self-ordering that takes payment without staff, syncing to the same menu, inventory and reporting as the counter.

Screen Self-service
Best for Quick service when lines get long
Choosing

Which device, in one line each

Most businesses end up with a combination — a station at the counter and a handheld for the floor. Because the software is shared, nothing is relearned and inventory stays in one place.

Busy counter, customer needs to tap and tip Station Duo
Staff-controlled register, bar or server station Station Solo
Full POS where counter space is tight Mini
Table service, patio, curbside, off site Flex
Simplest, lowest-cost countertop terminal Compact
Card payments from a phone you already own Go
Self-service ordering when lines get long Kiosk
What Payvori adds

The hardware is the easy part

Configuration

Built from your menu, not a template

We load your items, modifiers, categories and tax rules before the device arrives, so day one is trading rather than data entry.

Dual pricing & surcharging

Set up inside the checkout flow

Cash and card prices, card-type detection so debit is handled correctly, receipt wording and the signage — configured on the device, not left to staff.

Apps

Only the ones you will use

The Clover app market runs to hundreds of add-ons with monthly fees attached. We recommend the few that earn their subscription and skip the rest.

Generation check

No end-of-life hardware

Earlier Clover generations are phasing out of app updates. We place current devices only, and tell you where an existing unit stands.

Not sure which device fits?

Tell us how orders arrive and where payment happens. We will name the device, the accessories you actually need, and the ones you do not.

Book a consultation
Valor PayTech

Terminals and software that run on one payments platform.

Payvori is an authorized Valor PayTech reseller. Countertop, PIN pad, wireless and Android POS devices — plus the gateway, portal and dual pricing tools behind them — set up and supported by us, nationwide.

Valor PayTech VP800 dual-screen Android POS terminal
Next-gen Android POS

Full checkout in one device

Touchscreen Android terminals with built-in printers, cameras and cellular — at the counter, at the table or in the field.

Valor PayTech VP800 payment terminalVP800
Dual-screen countertop

An 8″ merchant display and 5″ customer display, high-speed printer, 4G, Wi-Fi and Bluetooth. Supports dual pricing, cash discounting and surcharging.

Best forBusy retail and quick-service counters
Valor PayTech VL550 payment terminalVL550
Compact Android POS

A 5.5″ touchscreen with built-in printer, rear camera and long-life battery. Wi-Fi, Bluetooth, 4G and Ethernet; customers sign, tip and pay on the device.

Best forTight counters, food carts and fleet
Valor PayTech VP550 payment terminalVP550
Portable Android POS

A rugged handheld with a 5.99″ touchscreen, integrated printer, front and rear cameras for code scanning, and all-day battery.

Best forTableside, curbside and food trucks
Valor PayTech VP550E payment terminalVP550E
Enterprise mobile POS

The VP550 platform with extended enterprise features and 5G/4G cellular alongside Wi-Fi and Bluetooth.

Best forMulti-location and field teams
Valor PayTech VL500 payment terminalVL500
Android handheld

Touchscreen Android terminal with built-in printer for counter or tableside checkout.

Valor PayTech VP500 payment terminalVP500
Android mobile POS

Large-screen Android terminal with printer, contactless and on-screen dual pricing.

Valor PayTech VPT10W payment terminalVPT10W
Android smart terminal

Large-screen Android terminal with integrated printer and contactless reader.

Countertop

Reliable terminals for the register

Valor PayTech VL100 Pro payment terminalVL100 Pro
Countertop terminal

Wi-Fi, Ethernet and USB. Pairs with an external PIN pad for debit and EBT.

Valor PayTech VP100 payment terminalVP100
Linux countertop

Fast, stable EMV and contactless checkout over Wi-Fi and Ethernet. Dual pricing ready.

Valor PayTech VP350 payment terminalVP350
New · Modern countertop

A modern countertop built for growing merchants, with dual pricing support.

Valor PayTech VP550C payment terminalVP550C
New · Android desktop

The VP550 experience in a desktop terminal on Wi-Fi and Ethernet, showing cash and card prices side by side.

Valor PayTech VL100 payment terminalVL100
Countertop terminal

The original VL100 countertop with EMV, contactless and a built-in printer.

PIN pads

Customer-facing entry

Valor PayTech VL300VL300Ethernet PIN pad; connects to the VL100 Pro and VP100 for debit and EBT.
Valor PayTech VP300VP300Customer-facing PIN pad for tap, dip and PIN entry.
Valor PayTech VP300 ProVP300 ProNew. The upgraded VP300 for integrated and semi-integrated lanes.
Wireless & mobile

Take payment anywhere

Valor PayTech VL110VL110Wireless terminal on 4G and Wi-Fi for deliveries, events and service calls.
Valor PayTech RCKTRCKTPocket-sized Bluetooth reader that pairs with a phone on Android or iOS — tap, dip or swipe.
Valor Gateway

One gateway for every way you take payment

The Valor Gateway routes card-present, online and keyed payments through a single account. Terminals, your website, invoices and the mobile app all report into the same place, so one batch and one set of reports covers your whole business.

In-store terminalsOnline checkoutVirtual terminalPayment links & invoicesRecurring billingMobile appACH
Hosted checkout & eCommerceA secure hosted payment page and shopping-cart plugins let you accept cards online without card data touching your servers.
Virtual terminalKey in card and ACH payments from any browser for phone and mail orders.
Invoicing, payment links & recurring billingSend a link by text or email, and set up scheduled charges for memberships and subscriptions.
The Vault tokenizationStore customer cards as secure tokens for repeat and card-on-file payments.
Valor Portal

Run every location from one login

The merchant portal is where you see sales, settle batches and manage devices. Owners get the full picture; staff get only the access you give them.

Reporting & settlementTransaction search, batch history, deposits and exportable reports across every MID.
Remote device managementUpdate terminal settings, tip options and receipts without touching the device.
Users & permissionsAdd managers and clerks with role-based access to refunds, voids and reports.
Refunds, voids & chargebacksHandle adjustments and track disputes from the same dashboard.
Software & pricing programs

Tools that come with every Valor device

Dual pricing & cash discountCash and card prices shown side by side on the terminal and receipt, built to card-brand rules.
SurchargingCompliant credit-card surcharge programs, configured per state where allowed.
ValorPay appTurn a phone into a payment device, alone or paired with the RCKT reader.
Valor ShieldFraud and risk tools that flag suspicious activity before it settles.
Valor ConnectSemi-integration that links Valor terminals to your existing POS or software.
APIs, SDKs & integrationsDeveloper tools plus integrations such as QuickBooks and fleet-card processing.
Talk to us about Valor Valor PayTech, Valor Gateway and product names are trademarks of Valor PayTech, LLC.
Bodega AI POS

An AI register built for Main Street retail.

As easy and affordable as a cash register, with the inventory, pricing and compliance tools the big chains use. Built for convenience stores, bodegas, grocery, liquor and smoke shops — set up and supported by Payvori, nationwide.

Preloaded with 200k+ productsDual pricing compliantEBT, cash & card
Bodega AI dual-screen Android POS with cash drawer and store products
Why it’s different

Stop working blind on thousands of SKUs

Independent stores juggle manual inventory, tax and compliance rules, and guesswork on price and product. Bodega AI takes that work off the owner: scan to sell, and let the system tell you what to stock and what to charge.

Just scan & sellItems ring up from the barcode. Anything without one goes on a menu or open button by item or category.
200k+ product UPC databaseProducts come preloaded with names and details, so there’s no SKU typing when you set up or restock.
Price & product recommendationsAI flags underpriced items and top sellers you’re missing, based on what similar stores sell.
Built-in complianceEBT, sales tax and cash discount rules are handled by the register, not by the clerk.
Talk to your POSAsk the AI assistant for help or a report in plain language — in the language your staff speaks.
The system

Everything at the counter, plus your phone

Each Bodega AI setup pairs the register with a scanner, a cash drawer and apps for you and your shoppers.

Bodega AI register checkout screen15″ dual screen
Android POS

A 15″ merchant display and a 15″ customer-facing display, with a rugged cash drawer. Pay by EBT, cash or card from one screen.

Best forFront-counter checkout
Bodega AI 2D barcode scannerScanner
2D barcode

A hands-free 2D scanner that rings up items and reads license IDs for age-restricted sales.

Best forFast lines at peak hours
Bodega AI QR code customer price checkerPrice checker
Free QR app

Shoppers scan a QR code to see the cash and card price of any item on their own phone — no extra hardware.

Best forShelf and cooler signage
Bodega AI merchant mobile appMerchant app
iPhone, Android & web

Sales, inventory and AI recommendations from your phone or the web portal, so you can run the store remotely.

Best forOwners who aren’t always on site
Payment terminal: supplied and connected by Payvori Card payments run through a hardwired Valor VL100 or VL100 Pro, or a PAX A30, A35 or A920. With PAX, an external 80mm receipt printer is also needed.
Dual pricing

Cash discount and surcharging, done right

Both prices appear on the merchant screen, the customer screen, the price checker and the receipt, so every sale meets card-brand rules. The team behind Bodega AI pioneered cash discount in 2005.

See if it fits your store
Same sale, two receipts Example
Cash receipt
Large coffee$3.98
Tax 8.88%$0.35
Total$4.33
Card receipt
Large coffee$4.14
Tax 8.88%$0.36
Total$4.50
Tobacco & age-restricted

Scan data and rebates without the paperwork

Bodega AI reports tobacco scan data automatically and handles manufacturer promotions at the register, so you collect the rebates you’re owed.

Altria & RJRT scan data reportingAutomatic submission for both programs.*
Multi-pack & loyaltyAltria and RJRT multi-pack and loyalty offers applied at checkout.*
Altria promotions, coupons, Tier 2 & 3Automatic promotions and coupons, with Tier 2 and Tier 3 support.*
License ID scanningVerify age on restricted sales by scanning the ID.**
*Additional fees apply. **Extra hardware required.
Results

What stores see after switching

Built by payment operators who have deployed more than 30,000 POS merchants. Bodega AI is an NEAA Catapult AI Award winner and was named Best Retail Technology Solution at the Retail Technology Solutions Summit.

3×Coors Light sales at one store after AI flagged the sales gap
75%Less employee training, with AI help, scanning and multilingual screens
Owner vacationsRemote management and simpler operations mean the store runs without you behind the counter
Lower card feesMerchants have saved millions in card fees through automated cash discount
Talk to us about Bodega AI Bodega AI is a trademark of its respective owner. Results reported by Bodega AI merchants; individual results vary.
Square

Square hardware, matched to how you sell.

Payvori is an authorized Square reseller. Register, Terminal, Handheld, Stand, Kiosk and Reader — we pick the right mix for your counter, floor and line, then set it up and support it, nationwide.

Countertop

Built for the front counter

Fixed checkout stations for stores and restaurants that ring up all day.

Register
Dual-screen POS

A complete point of sale with a seller display and a separate customer-facing display, so customers tap, tip and sign on their side.

ScreensSeller + customer displays
PaymentsTap, chip and swipe built in
ReceiptsSeparate receipt printer
ConnectEthernet, Wi-Fi, USB accessories
Best forHigh-volume retail and quick service
Terminal
Card machine with printer

A compact all-in-one card machine with a built-in receipt printer. Use it alone at the counter or carry it to the customer.

PaymentsTap, chip and swipe
ReceiptsBuilt-in printer
PowerRechargeable battery
ConnectWi-Fi; Ethernet with hub
Best forSmall counters, salons and backup lanes
Stand
iPad POS

Turns a USB-C iPad into a swiveling countertop POS that turns to face the customer for payment.

DeviceYour USB-C iPad
PaymentsTap and chip built in
ReceiptsSeparate receipt printer
AlsoRuns Kiosk Lite for self-service
Best forBoutiques, cafés and service counters
Mobile

Take the checkout to the customer

Portable devices for tableside, curbside, aisles and the field.

Handheld
Pocketable POS

A phone-sized POS that takes orders and payments anywhere on the floor, with a built-in barcode scanner.

Screen6.2″ touchscreen
WeightAbout 11 oz
ScanningBuilt-in barcode scanner and camera
ConnectWi-Fi; Ethernet via hub
Best forTableside service and aisle checkout
Reader
Contactless & chip

A pocket reader that pairs with a phone or tablet over Bluetooth for tap and chip payments on the go.

Pairs withiPhone, Android or iPad
PaymentsTap and chip
PowerRechargeable; optional dock
Best forMarkets, events and mobile services
Magstripe
Swipe reader

A plug-in swipe reader for phones and tablets — the simplest way to start taking cards.

Pairs withPhone or tablet
PaymentsSwipe
ConnectorUSB-C or Lightning
Best forOccasional, low-volume sales
Self-service

Let customers order on their own

Shorten lines and raise ticket sizes during the rush.

Kiosk
Self-service ordering

A self-serve ordering station with a large display, voice and touch ordering, and built-in payments.

OrderingTouch and voice
PaymentsBuilt in
MountingCounter stand; other mounts available
NoteKiosk app can’t connect accessories directly
Best forQuick service, coffee and the lunch rush
Common setups

Most businesses mix two or three devices

Every Square device runs on one account, so sales from the counter, the floor and the kiosk land in the same reports. We’ll configure the whole set before you open.

Full-service restaurantRegister at the host stand or bar, Handhelds for servers, Kiosk optional for takeout.
Retail storeRegister or Stand at checkout, Handheld for line-busting and inventory counts.
Quick service & caféRegister up front with one or two Kiosks to move the line.
Salon, spa & servicesTerminal or Stand at the front desk; Reader for house calls.
Price my Square setup Square and Square product names are trademarks of Block, Inc.
Dejavoo terminals

A terminal for every counter, table and truck.

Android terminals from Dejavoo — countertop, wireless and PIN pad. We match the device to how you take payment, then set it up and support it.

Android P line

Current-generation Android terminals

Countertop, wireless and PIN pad models on Android, built for semi-integration and app-based features.

Dejavoo P1 Android countertop terminalP1
Secure Android countertop

A dependable countertop workhorse for everyday and high-volume checkout. Supports dual pricing and surcharging, with cloud reporting through the iPOSpays gateway.

Best for Retail, restaurants and professional services
Dejavoo P3 wireless POS terminalP3
Wireless POS

An all-in-one wireless unit that works as a terminal, a mobile device and a gateway-connected POS.

Best for Merchants who take payment in more than one spot
Dejavoo P5 Android handheld terminalP5
mPOS / PIN pad

A compact PIN pad that pairs with a register or runs on its own.

Best for Customer-facing checkout lanes
Dejavoo P17 wireless Android terminalP17
PIN pad

An ADA-compliant countertop PIN pad built for fast customer entry.

Best for Accessibility-sensitive counters, grocery, pharmacy
Android QD line

Rugged Android for everyday volume

Handhelds, countertops and PIN pads for merchants who need speed and durability.

Dejavoo QD2 Android mobile POS terminalQD2
Android mobile POS

A large touchscreen in a handheld body.

Best for Full-service restaurants, tableside ordering
Dejavoo QD4 Android terminalQD4
Android countertop

A countertop terminal with a large, bright display.

Best for Retail counters
Dejavoo QD5 Android terminalQD5
Android PIN pad

A PIN pad that accepts every payment type for a smooth checkout.

Best for Multi-lane retail, integrated POS

Not sure which terminal fits?

Tell us where payment happens and what it needs to connect to. We will name the device and skip the ones you do not need.

Book a consultation
Markets

Sectors we know without being briefed.

We already know how your kind of business takes money. That is where the conversation starts.

Food & drink

Restaurants, cafes and bars

Tips and splits that reconcile, online ordering that does not need a second system, and cover on the nights that actually matter. We configure modifiers and course flow around your menu, not a template — on Clover®, the system your staff already know.

Clover®
Retail & specialty

Shops with real inventory

Item libraries built from your existing product list, seasonal volume swings accounted for up front, and shelf pricing that carries the card fee where dual pricing suits your customers.

Clover® Category reporting
Professional services

Invoiced and retained work

Payment links and hosted checkout instead of chasing checks, recurring billing for retainers, and level-2 data on commercial cards so those transactions stop downgrading.

Payment links Recurring billing Level-2 data
Trades, contractors & field service

Work that happens off site

Take deposits from the van, collect progress payments by ACH, and send a payment link before you leave the drive.

Handheld terminals ACH deposits
Our approach

Experts first, vendors second.

Our team came out of acquiring banks, ISO sales floors and POS dealerships. We have read the statements, built the files and run the pricing programs — which is the whole reason to work with specialists instead of signing up online.

The engagement

Four steps, and you can stop after any of them

01
Discovery, on your premises where we can How orders arrive, who takes payment, where the queue forms, what your staff can realistically learn in a week.
02
Statement review, line by line Your true effective rate, which transactions are downgrading and why, and any lease or compliance charges that should not be there. Yours to keep either way.
03
A recommendation, including what to skip The smallest configuration from the ecosystem that solves the problem, sequenced so you are never switching two systems in the same month.
04
Install, training, then the same phone number We set it up on site, train your staff on a live shift, and stay the named contact afterwards. No handover to a support queue.
Where expertise shows up

Four places a specialist saves you real money

Statement review

Reading what you are actually charged

Effective rate, downgrades, padded assessments, equipment leases you forgot signing. We line-item it before we quote anything.

Interchange fit

Qualifying at the right category

Card-present versus keyed, level-2 data on commercial cards, ticket size and AVS habits. Small changes at the terminal move the effective rate more than a headline discount does.

Hardware fit

The right terminal, not the one in stock

We are not tied to one manufacturer, so the recommendation follows your counter, your connectivity and your pricing program — and often keeps hardware you already own.

Compliance

PCI and disclosure, done once

We complete the PCI questionnaire with you, and keep your pricing displays, receipts and signage inside card-brand rules as those rules change.

Dual pricing & surcharging

The largest single saving available to most merchants

Rate shopping trims basis points. Moving the card fee to the customer who chooses to pay by card removes most of the cost line altogether — which is why we model it for every business we review. We check eligibility by state and card type, pick dual pricing or surcharging based on your average ticket and customer mix, configure the terminal or POS, write the receipt wording, and supply the signage. Where it would cost you customers, we say so and leave it alone.
Book a consultation

Tell us about the business. We will take it from there.

Four details is all we need to start. No obligation, no sales sequence — a specialist calls you, asks how you operate, and tells you plainly whether we can improve on what you have.

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What happens next
01 A specialist calls you, usually the same business day.
02 If you send recent statements, we review them line by line at no cost.
03 You get a recommendation in writing, including what to leave alone.
Rather just call? (888) 899-9032 Merchant Support. Or email support@payvori.com directly.
Apply to partner

Tell us about you. We will set up the referral track.

Whether you are an affiliate, a bookkeeper, a POS dealer or an ISO, the first conversation is the same — how your clients come to you, and how you want to be paid.

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What happens next
01 We call to understand your client base and which partner track fits.
02 You get the residual structure in writing before anything is signed.
03 Your first introduction can go in the same week.
Rather just call? (888) 899-9032
ISO’s & Agents

Everything you need to sell. Nothing that gets in the way.

An ISO and agent program built around one job: helping you close. A full platform of low-friction solutions to sell, competitive buy rates, a desk that answers, and residuals paid on schedule with the math shown.

The program

Partner programs customized to the book you actually have

Wherever you are on your payments journey, you should expect high-touch service and pricing that holds up under comparison. New to merchant services or running a full-service portfolio, we build the program around the needs you have now — and leave room for it to grow.

Starting out Training, quoting tools and a desk that helps you price the first deals right.
Growing Better splits as volume builds, sub-agent hierarchies, and hardware at program pricing.
Full service Custom buy rates and direct desk access.
What you sell

A turnkey solution for however your merchant operates

The whole ecosystem is yours to quote — software, hardware, ACH and payroll on one account. When a merchant grows into something new, you do not have to hand them to someone else.

Clover® POS Eight devices on one platform, countertop to kiosk.
ACH processing Recurring debits and payouts at cents per transaction.
Payroll & Benefits One more line of residual on accounts you already own.
Who it fits

Offices, agents and dealers

Bring one deal a quarter or a book of two hundred — the program is the same, the split scales with volume.

Independent agents Sell under your own brand with our paper, pricing and support behind it.
Sales offices Sub-agent hierarchies, split management and per-office reporting handled for you.
POS dealers Attach processing to the systems you already install, on Clover®.
Existing portfolios Conversions handled account by account, with a written plan before anything moves.

Send us your current schedule.

We will come back with your split on this program, side by side with what you earn today.

Apply to the program
About us

Payments is a relationship business. And relationships are what matter

Why we do it

What we enjoy most is the relationships — with merchants and with the agents who serve them. Building programs that let an agent earn a real living, and finding technology that takes friction out of how a business actually operates, is the part of this job we would do anyway.

Between us we have decades in payments and very little interest in coasting on it. We are honest, we work hard, and we keep learning as the industry moves — because the answer that was right five years ago usually is not the right one now.

And we wanted a company where support means a real person. You get a name and a number, not a ticket in a queue — someone who knows your account before you finish explaining it.

Marce Duran

Co-founder

Marce started his career on the operations side, first as Director of Operations and Controller at SCS, where he helped grow annual revenue from $1 million to $12 million — leading the sales and corporate staff and rebuilding the technology behind the sales process to cut errors and speed up service.

He spent 16 years at Mainstream Merchant Services as a founding partner, with a simple goal: build a premier platform for sales partners to grow their own businesses. Finance, structure and leadership were his lane through the years, and he stayed through the 2022 acquisition.

He lives in Roswell, Georgia with his wife of 12 years, their 10-year-old daughter and 7-year-old son. Outside work it is kids’ sports, skiing, golf, lake life and travel.

Andy Glover

Co-founder

Andy started in payments as an Account Executive for Lynk Systems in 2001, where he ranked among the company’s top producers every year he was there — selling on integrity and relationships rather than a pitch. In 2007 he left to help start Mainstream, where he ran and helped build a sales force before moving over to Head of Products — and, like anyone in a startup, wore a lot of other hats along the way. Mainstream was acquired in 2022.

He lives in Roswell, Georgia with his wife of 18 years and their 8-year-old son. Outside work it is sports with his son, skiing, golf, lake life and travel.
Partners

Send us the merchant. We do the consulting, you keep the residual.

For bookkeepers, POS dealers, franchisors and trade associations whose clients keep asking about card fees. You make the introduction; our consultants run the review, the install and the support.

Residuals

Paid monthly for as long as the merchant processes, with statements you can audit.

We do the work

Statement review, proposal, install and training. You stay the trusted partner.

Your client stays yours

We work through you, not past you — every recommendation comes to you first.

Who this works best for

Anyone whose clients already trust them with money decisions. One introduction a quarter is enough to make it worthwhile.

Apply to partner
Affiliate partners Bookkeepers & accountants POS resellers & installers Trade associations